Best for Freelancers
The Ink Business Unlimited offers 1.5% cashback on everyday, non-bonus business expenses making it a great earner for entrepreneurs looking to prioritize cash-back rewards over points or miles. (Partner Offer)
At a glance
- 1.5% Earn unlimited 1.5% cash back on every purchase made for your business
At a glance
- 1.5% Earn unlimited 1.5% cash back on every purchase made for your business
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Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
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Earn unlimited 1.5% cash back on every purchase made for your business
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No Annual Fee
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Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
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Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
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Round-the-clock monitoring for unusual credit card purchases
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With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
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0% introductory APR for 12 months on purchases
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Member FDIC
Our Take
TPG Editor's Rating
Overview
The Ink Business Unlimited card is a no-annual-fee small business card. Its simple rewards structure is surprisingly valuable and great for earning cash back on business expenses. It can also be paired with another Ultimate Rewards card to convert its cash back into valuable Ultimate Rewards points. Because the card is tailored to small businesses, freelancers and sole proprietors are more likely to be approved.
Pros
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No annual fee
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Flat 1.5% cash back on all purchases
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Primary insurance for car rentals
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Shopping protections
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Cash back can become points when paired with an eligible card
Cons
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Lacks bonus categories
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High spending requirement to receive the welcome bonus
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No conversion to Ultimate Rewards points without holding another eligible Chase card
Who is this card good for?
This card is perfect for the small business owner looking for a flat-rate, cash-back business card. Bonus spending in categories such as travel and dining can be exhausting to track and also not applicable to a lot of businesses. With no annual fee and an easy-to-understand earning structure, this is a great business card for business owners looking for simplicity and value.
Earning Rewards
The Ink Business Unlimited has a very simple earning structure: 1.5% cashback on all purchases. There are no rotating or bonus categories. Plus, there is no spending cap on the cashback you earn.