BEST FOR BONUS CASH BACK ON BUSINESS EXPENSES
Even if your business does not have a lot of travel expenses, there are still so many ways to take advantage of travel rewards cards. With no annual fee, the Ink Business Cash card offers generous returns on a broad spectrum of office expenses like supplies, internet, cable and phone services. (Partner offer)
At a glance
- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
At a glance
- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
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Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
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Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
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Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
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10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
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With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
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No Annual Fee
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Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards?.
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0% introductory APR for 12 months on purchases
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Member FDIC
Why We Like It
TPG Editor's Rating
Overview
The Chase Ink Business Cash is one of four business cards that Chase offers. It’s great for businesses that want to prioritize earning cash-back rewards over other currencies like points or miles.
Pros
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Valuable welcome offer
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No annual fee means this is a good card for businesses that want to keep operating costs low
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Decent earning rates across popular categories for businesses
Cons
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5% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year
Who is this card good for?
The Ink Business Cash Card is a solid choice for any small business that makes purchases at office supply stores and internet, cable and phone service providers. But the card tends to be particularly appealing to new business owners, since there’s no annual fee. Because you can earn cash-back rewards initially and then transfer your rewards to Ultimate Rewards points if you also hold another business or personal card — like the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card — that earns Chase Ultimate Rewards points, the Ink Business Cash Card offers more redemption options most a cash-back cards.
Earning Rewards
With the Ink Business Cash Card, you’ll earn 5% cash back on the first $25,000 you make in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services. Plus, you’ll earn 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year. You’ll earn 1% cash back on all other purchases, including on spending over $25,000 each account anniversary year in the 5% and 2% categories.
