BEST FOR COSTCO MEMBERS LOOKING TO EARN CASH BACK
This no-annual-fee card is a no-brainer for Costco shoppers who want to maximize their cash-back rewards every time they shop at the wholesale club. (Partner Offer)
At a glance
- 4% 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% 3% cash back on restaurants and eligible travel purchases
- 2% 2% cash back on all other purchases from Costco and Costco.com
- 1% 1% cash back on all other purchases
-
Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
-
4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
At a glance
- 4% 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% 3% cash back on restaurants and eligible travel purchases
- 2% 2% cash back on all other purchases from Costco and Costco.com
- 1% 1% cash back on all other purchases
-
Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
-
4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
-
3% cash back on restaurants and eligible travel purchases
-
2% cash back on all other purchases from Costco and Costco.com
-
1% cash back on all other purchases
-
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
-
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Our Take
TPG Editor's Rating
Overview
While most store credit cards fail to provide savings for everyday purchases, the Costco Anywhere Visa Card by Citi provides immense value for those who shop for groceries and household products at this popular warehouse store.
This card offers elevated cash back rates on Costco purchases and in popular categories, including gas stations, restaurants and travel, plus a flat rate of 1% for every dollar spent on all other purchases. Costco members will enjoy the fact that this card doubles as their membership ID and that adding authorized users is free of charge.
Pros
-
No annual fee
-
Generous earning rates in popular categories
-
No foreign transaction fees
-
No fee to add an authorized user
Cons
-
You cannot get this card unless you’re a Costco member
-
Cash back can only be redeemed in the form of a reward certificate once per year
Who is this card good for?
This card is only available to those who already have a Costco membership. If that’s the case, this card can provide lucrative savings for no additional annual cost. If you already shop at Costco, adding this card to your wallet can help you earn cash back faster, just remember that you’ll only be able to access your cash back rewards once a year when you receive your annual reward certificate.
Earning Rewards
Costco Anywhere Visa cardholders earn 4% cash back on eligible gas and EV charging purchases (on up to $7,000 per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% cash back on in-store and online Costco purchases and 1% on all other eligible purchases.